January 1, 2009

The FM Modulator - Used for Its Convenience, not Quality

Filed under: Product Infos — admin @ 6:57 pm

The FM modulator or FM transmitter is a device used to play your plug-and-play Satellite radio receiver through your vehicle’s FM stereo. FM transmitters can also be used to play other digital audio devices like iPods, CD and MD players.

Normally second choice to an audio cassette adaptor because of sound quality, the FM modulator is still a very quick and simple way to get your plug-and-play Satellite radio receiver working in your vehicle.

Although sometimes only used if all else fails, the FM modulator at least provides an option for listeners who not audiophiles, want an easy way to hook up their receiver, or simply do not have a built-in cassette player in their vehicle.

Enough degrading these devices; there are probably thousands of Satellite radio listeners out there who will tell you that they experience good reception using an FM modulator. However, there is no doubt about it, an FM modulator, if used, can and will on occasions degrade the quality of audio output from your plug-and-play Satellite radio receiver.

An FM modulator converts the audio signal from the plug-and-play receiver into an FM signal, which is then transmitted over an unused FM frequency or station selected by the listener. The limitations of the FM frequency band mean this in no way represents what the signal actually sounds like.

There are two types of modulator available; wireless and hardwired.

The wireless modulator is built-in to a power adaptor that plugs into the cigarette lighter socket, the docking station or cradle that houses the plug-and-play receiver, or, more recently, the plug-and-play receiver itself. The receiver’s audio output is transmitted over the air to an unused FM frequency.

The wireless modulator is convenient, easy to install and configure, but broadcasts only a very short-range signal prone to fading and with interference; comparatively weaker compared to a hardwired modulator.

The hardwired modulator is placed in between the vehicle’s stereo unit and antenna. The modulator connects directly into the stereo’s FM antenna socket to provide a better frequency response and a signal with less interference that is less lightly to fade.

It is recommended that a hardwired modulator be installed professionally, as it requires a connection to the antenna socket on the rear of the vehicle’s stereo and to the electrical system, all located behind the dashboard.

The amount of interference, static and fading you experience, using either of these devices, depends on where you are geographically located in the US, quality of the in-built tuner or broadcast and the type of modulator installed in your vehicle.

For example, somebody living in a major metropolitan area, using a wireless modulator, will no doubt experience poor reception along with the frequent and often debilitating interference from other radio stations.

With regard to sound quality, the wireless modulator rests at the bottom of the pile with the hardwired version above it. However, depending on circumstances, hardwired modulators can be as good as cassette adaptors if not better.

For more information please visit: http://www.the-satellite-radio-advisor.com

This article may be freely reproduced so long as the above resource box is included in its entirety.

Jonathan Dalton: admin@the-satellite-radio-advisor.com

Buying Life Insurance online - is it a really good idea?

Filed under: Insurance Management — admin @ 2:38 am

The advent of the internet has opened up the possibility of cheaper life insurance for all.

In years gone by, if you were considering life insurance you would probably have invited an insurance salesman from your favourite insurance company to meet you or alternatively gone to your local insurance broker. But rarely would you have been courageous enough to get competitive quotations. It just wasn’t done. You trusted the salesman to do the best for you and surely you thought, life insurance is somewhat technical and requires specialised knowledge. All very cosy. All very expensive. How life has changed!

People now realise that life insurance is not that complicated. If on a scale of 1 to 10, buying car insurance online rates 9, life insurance must be a 7 or 8. This has opened up the Internet as a prime arena for cut-price life insurance. That’s not to imply that life policies bought on the Internet are in any way substandard. No, you’re most likely to end up with a policy from one of the UK’s big insurers like Norwich Union or Legal & General and they’ll be exactly the same policies as you could buy anywhere else. It’s just that the intense competition on the internet and efficiency and simplicity of the system, means that most online brokers decide to cut the commission and roll back the savings into lower prices.

Ah yes I hear you saying, 7 or 8 implies that life insurance is more complicated than car insurance. Yes it is - but that doesn’t mean that it represents a problem. The companies selling life insurance online recognise that many clients feel that some level of personal advice is useful and indeed, necessary. They accommodate this with a mix of useful information on the web site and more often than not, with a short telephone conversation with a life insurance adviser prior to you buying. This provides reassurance and helps to ensure you really do get the policy options you need all at rock bottom prices.

Buying online certainly is a good idea.

Michael Challiner has 15 years experience in financial services marketing at senior level, the last 5 of which specialised in online marketing. Prior to that he spent 15 years in advertising with two of the world’s top advertising agencies, J Walter Thompson and Saatchi & Saatchi.

Michael now works as the editor of Express Life Insurance on behalf of Andromeda Webs Ltd

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